Diagnosis and treatment of infertility is expensive. Unfortunately most insurance companies continue to look at infertility as an elective part of health care – frequently not covering diagnostic testing or treatment. Infertility costs for the most common treatment (i.e. ovulation induction with washed intrauterine insemination) ranges between $500 – $600 at the Florida Institute for Reproductive Medicine. Costs for in vitro fertilization, range between $10,000 – $11,000. In general, we want to try the simplest therapy that has a good chance of working, give it a good try; and if it is not successful, move on to more aggressive options.
The Florida Institute for Reproductive Medicine has partnered with a finance company to provide financing of infertility care. Rates as low as 3.99% are available for individuals with good credit. Loans from $2,000-$40,000 are available with payments ranging from 24-84 months. No up-front payments are needed. There are no pre-payment penalties. The Florida Institute for Reproductive Medicine has an assistance program for our IVF patients who have no insurance coverage and who qualify based on income, whereby up to $2,000 worth of medications will be provided. We have a 10% discount for all active military patients.
Some more creative options couples may consider include:
- Joining a drug study: At times, we at the Florida Institute for Reproductive Medicine have been asked to participate in drug studies. As part of the compensation for participation, patients may receive anything from free medications to an entire IVF cycle. Many of these studies have specific requirements for participation. Check with us to see if there are available studies and if you may qualify for them.
- Donating eggs: At the Florida Institute for Reproductive Medicine we have an active donor egg IVF program. Donors are compensated $3,000 for participating in an egg donation cycle. Donors are allowed to donate up to four times, potentially earning $12,000 – enough for their own IVF cycle. Check with our donor egg coordinator to see if you meet donor requirements.
- Shop for money back guarantees: Some programs will offer a money back guarantee for IVF cycles if they are not successful. Typically centers charge a premium for the IVF cycle in return for the guarantee. Generally these programs have specific requirements for participation. For couples who would be out of options if their IVF cycle did not work, this allows them to potentially participate in other treatment options like donor egg IVF or adoption.
Above all, do your homework. At the Florida Institute for Reproductive Medicine we have always strived to offer the best treatment value for all our services. Our pregnancy rates have been consistently amongst the highest in the country. Costs for all our services at the Florida Institute for Reproductive Medicine typically range 25-30% less than national averages.
19 Comments
i was wondering about insemination i just wanna know how much is for you to inject it into me without me going thru all the steps
These fees are listed under the Costs section.
We saw Dr. McCoy at the Albany location about one year ago. I think we are ready to try IVF now. What do we need to do to get the process started?
Just give the office a call, and set up a reconsult so we can discuss it further and lay out a plan. Thanks, Dr. McCoy
Who do you guys do the financing through?
Financing is available through Springstone Patient Financing
Can you still do IUI if you have had a vasectomy?
You cannot obtain enough sperm for insemination unless you had the sperm frozen prior to a vasectomy. The only options are vasectomy reversal, which is not always successful, or IVF with ICSI
My husband & I was seeing another specialist in the Jacksonville area and beccame a little aggravated when in the 1 1/2 yrs we only seen the actual dr twice and had a different nurse each time. After voicing our concerns, we returned for three more visits and seen the dr for 5 mins and was once again seen by 4 different nurses. Do you, as physicians, see your patients to disccuss and aid in treatment? Looking for a physician we feel as though we are individuals to him/her and we matter…
We understand your frustration, Cynthia. It is this exact reason why you will always see the physician in our office. You will have one primary physician, and will see them for each visit unless under certain circumstances in which they are not available, such as if they are in the operating room, or it is on a weekend. In those cases, you will see one of our partners. We do not use nurse practitioners in our office and feel that you deserve to get to discuss your care and visit with a physician. You are investing a lot of time, effort, and expense into this process and we want to make sure that you get the best care. Your physician will make all of the care plans after discussing with you what best suits your particular situation. If your plans aren’t clear, or you have questions, we encourage you to talk to us to discuss these problems or questions. We are here for you, not the other way around. Sincerely, Dr. Travis McCoy
I am planning to visit the Florida Institute and I pray my visit will go well. All my hormone levels are fine except my ovarian reserve is low which is probably due to my age of 42. My husband and I are praying we can get pregnant before getting to the IVF option. Can I get some thoughts from a doctor. Thanks for taking the time to respond. Be blessed.
How old is too old to be a donor egg recipient? I’m 45. If I start now, I’d be 46 when the baby would be due. Any additional medical tests I’d need done?
Holly, There are not strict rules on this subject, as it depends on the individual person and their health. For a woman with no health problems, we feel it is safest for them to be 48 or under. We can discuss what evaluation needs to take place to make sure that you are healthy enough to carry a pregnancy. — Dr. McCoy
My husband had a vasectomy 3 years ago after our second child was born. We were young and thought we were done. Is there anything besides reversal? He was 24 when it was done.
Do you guys offer any free consultations?
The two options are vasectomy reversal, or IVF with sperm directly retrieved from him.
As listed on the front page of our website, we do offer free 2nd opinion consultations. You can contact our office for more information about that.
dr. mccoy tengo una duda,,tengo 38 anios y hace un anio me realice una reversion de trompas,,pero ahora resulta que estan tapadas,,,ustedes me pueden dar una cita para una segunda opinion,,,ya que tengo mis dudas de no saber porque se me taparon supuestamente…gracias por su ayuda…
Michelle, por favor llame a nuestra oficina para hacer una cita y podemos discutir esto más.